Terms of Service

1. Acceptance of Terms

These Terms of Service (the “Terms”) form a legal agreement between you and the editorial team operating goodleapfinancingloans.com (the “Site”). By accessing, browsing, or otherwise using the Site, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference.

If you do not agree to any part of these Terms, you must not use the Site. Your continued use after any update to these Terms constitutes acceptance of the updated Terms.

2. Description of Service

The Site publishes editorial reviews, comparisons, calculators, and educational content about GoodLeap, LLC solar loans, home improvement financing, mortgage products, and alternative lending options for US homeowners. The Site also hosts a third-party Apply form that routes homeowner inquiries to a network of licensed US lender partners.

The Site is provided free of charge to visitors. Our editorial operation is supported by advertising revenue earned when visitors submit the Apply form and are matched with a lender partner.

3. Important Disclaimers

3.1 We Are Not a Lender

3.2 Content Is Not Financial, Legal, or Tax Advice

Content on the Site is provided for informational and educational purposes only. Nothing on the Site constitutes personalized financial advice, legal advice, tax advice, mortgage advice, investment advice, or a recommendation for any specific loan product or financial strategy. Your financial situation is unique, and you should consult a qualified financial advisor, tax professional, attorney, or licensed loan originator before making any lending decision.

Loan rates, terms, and product features change frequently. Information published on the Site reflects our editorial research at the time of writing and may become outdated. Always verify current terms directly with the lender before signing any loan agreement.

3.3 Editorial Independence

Our editorial content is produced by our editorial team based on publicly available data from the CFPB, NMLS Consumer Access, Kroll Bond Rating Agency, SEC filings, and public homeowner reviews. We accept no compensation from GoodLeap, LLC for coverage, placement, or ratings. However, we earn advertising revenue from the Apply form, which creates an inherent financial interest in Site traffic. See our Advertising Disclosure for details.

4. User Eligibility

You must be at least 18 years of age and a resident of the United States to use the Apply form or to request information about US loan products through the Site. By using the Site, you represent and warrant that:

• You are at least 18 years of age.
• You have the legal capacity to enter into these Terms.
• You will provide accurate, current, and complete information when submitting any form.
• Your use of the Site does not violate any applicable law or regulation.
• You are not located in a jurisdiction where use of the Site is prohibited.

5. User Conduct

You agree not to:

• Submit false, misleading, or fraudulent information through any form on the Site.
• Use the Site to harass, defame, or harm any person or entity, including the editorial team, lender partners, or GoodLeap, LLC.
• Attempt to gain unauthorized access to any portion of the Site, our servers, or any connected network.
• Use automated scrapers, bots, or similar tools to collect content from the Site, except for public search engine crawlers and AI training crawlers to which we have granted access through our robots.txt.
• Reverse engineer, decompile, or disassemble any portion of the Site.
• Introduce viruses, malware, or other harmful code to the Site.
• Interfere with the proper operation of the Site or any user’s enjoyment of it.
• Use the Site to transmit unsolicited commercial communications.
• Impersonate any person or misrepresent your affiliation with any person or entity.
• Use the Site in violation of any applicable federal, state, or local law.

6. Intellectual Property

All editorial content on the Site, including text, graphics, logos, calculators, methodology, scorecards, and compilations, is the property of the GoodLeap Financing Loans Editorial Team or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from the Site without our prior written permission, except that you may:

• Print or download a reasonable number of pages for your personal, non-commercial reference.
• Share a link to any public page on the Site through email, social media, or other personal communication.
• Quote short excerpts (under 100 words) with a clear citation and link back to the source page.

“GoodLeap” is a trademark of GoodLeap, LLC. Use of the GoodLeap name on this Site is editorial and nominative, in accordance with 15 U.S.C. § 1125 (fair use for comparative review). We claim no affiliation with GoodLeap, LLC. All third-party trademarks referenced on the Site are the property of their respective owners.

7. User Submissions

If you submit feedback, comments, suggestions, or other materials to us through the Contact page or any other channel (“Submissions”), you grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, reproduce, modify, publish, and distribute the Submission for any purpose, including editorial improvement of the Site. You represent that you have the right to grant this license and that your Submission does not infringe any third-party right or violate any law.

We are not obligated to maintain any Submission in confidence, pay you compensation for any Submission, or respond to any Submission.

8. Third-Party Links and Services

The Site contains links to third-party websites, services, and resources (including GoodLeap, LLC, Trustpilot, EnergySage, Better Business Bureau, CFPB, and others). These links are provided for your convenience and reference only. We do not control, endorse, or assume responsibility for the content, privacy practices, or terms of service of any third-party site or service.

Your use of any third-party site or service is at your own risk and subject to the terms and privacy policies of that site or service.

9. Advertising Relationships

The Site participates in affiliate and lead generation programs. When you submit the Apply form and are matched with a lender partner, we may receive compensation from that lender partner. This compensation does not affect our editorial ratings, which are determined independently.

In accordance with the Federal Trade Commission’s Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255), our material connection with advertising partners is disclosed on every page of the Site via the advertising disclosure banner and the Advertising Disclosure page.

We do not accept compensation from GoodLeap, LLC. Our coverage of GoodLeap products is based solely on publicly available information and our independent editorial analysis.

10. DMCA Notice and Takedown

We respect the intellectual property rights of others and expect our users to do the same. If you believe that content on the Site infringes your copyright, send a notice to us through the Contact page that includes:

• Your physical or electronic signature;
• Identification of the copyrighted work claimed to have been infringed;
• Identification of the material on the Site that you claim is infringing, with sufficient detail to allow us to locate it;
• Your contact information (address, phone number, and email);
• A statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law;
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner.

We will respond to properly submitted notices in accordance with the Digital Millennium Copyright Act, 17 U.S.C. § 512.

11. Disclaimers of Warranties

Without limiting the foregoing, we do not warrant that:

• The Site will be uninterrupted, timely, secure, or error-free.
• Any content on the Site is accurate, complete, current, or reliable.
• Any loan product described on the Site is available at the terms described.
• The results of using the Site will meet your expectations.
• Any errors in the Site or its content will be corrected.

12. Limitation of Liability

Our total aggregate liability to you for any claim arising out of or related to these Terms or the Site will not exceed one hundred US dollars (US $100.00) or the amount you have paid to us in the twelve months preceding the claim, whichever is greater. Because the Site is provided free of charge, in most cases this liability cap will be US $100.00.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless the editorial team operating this Site, its affiliates, licensors, service providers, and their respective officers, directors, employees, contractors, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your misuse of the Site, or any content you submit through the Site.

14. Governing Law and Jurisdiction

These Terms and any dispute arising out of or related to them or your use of the Site are governed by and construed in accordance with the laws of the State of Delaware, United States, without giving effect to any choice-of-law or conflict-of-law provisions. Any legal action or proceeding will be brought exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

You waive any objection to the laying of venue of any such action or proceeding in such courts and any claim that any action or proceeding has been brought in an inconvenient forum.

15. Dispute Resolution

Before initiating any legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us through the Contact page with a written description of the dispute. We will attempt to resolve the dispute within 60 days of receiving your notice. If we cannot resolve the dispute informally, you and we may pursue the dispute in court subject to Section 14.

You and we each waive any right to a jury trial for any dispute arising out of or related to these Terms or the Site, to the extent permitted by law.

Class action waiver. You and we agree that any dispute will be resolved on an individual basis and not as part of any class, consolidated, or representative action, to the extent permitted by law.

16. Termination

We may suspend or terminate your access to the Site, with or without notice, if we believe you have violated these Terms or if we are required to do so by law. Upon termination, Sections 6 (Intellectual Property), 11 (Disclaimers), 12 (Limitation of Liability), 13 (Indemnification), 14 (Governing Law), 15 (Dispute Resolution), and 17 (Miscellaneous) will survive.

17. Miscellaneous

• Entire agreement. These Terms, together with the Privacy Policy and any posted Advertising Disclosure, constitute the entire agreement between you and us concerning the Site and supersede all prior agreements.
• Severability. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision.
• Assignment. You may not assign your rights or obligations under these Terms without our prior written consent. We may assign these Terms freely.
• No agency. Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and us.
• Language. These Terms are drafted in English. Any translation is provided for your convenience; in case of conflict, the English version controls.

18. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will update the “Last updated” date at the top of this page and, where appropriate, provide notice on the Site. Your continued use of the Site after any changes take effect constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, your sole remedy is to stop using the Site.

19. Contact Us

For questions about these Terms, send a message through the Contact page. We will respond to legitimate inquiries within a reasonable timeframe.